Home and mortgage

The civil law notary is responsible for all legal aspects of the sale or purchase of a house. His work includes verifying the background of the transaction and the parties involved. The civil law notary also oversees the financial arrangements, ensuring that funds are transferred to the bank, the seller and any creditors and that property transfer tax is paid. Naturally, the civil law notary ensures an equal exchange: the purchase price is released to the seller only when ownership of the property is definitively transferred to the buyer.

The civil law notary conducts a land registry search and consults other public registers, such as the insolvency register, the marital property register, and the Chamber of Commerce registers. This assures the buyer of legal ownership and helps prevent unexpected complications.

If the buyer is financing the purchase with a loan, the civil law notary will draft the necessary mortgage deed. He will also ensure that the lender, usually a bank, makes the mortgage amount available on the day the sale is completed.